Detroit, MI 48202

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Detroit, MI 48202

Address: Detroit, MI, 48202
Phone number: (313) 634-7788
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
Car
Information
2
Your
Info
3
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  • Free and fast estimate process
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

They Are Here To Help!

I really like it that no matter when I need money or where I am, I can contact Michigan Title Loans through the internet and request a fast loan. They always get back to me asap.

- Damaso Elwood
Good Experience!

I had such a good experience at Michigan Title Loans. They went the extra mile to qualify me for a bad credit loan.

- Jaimie Radclyffe
It Was Awesome!

I used my boat to get a loan and it was awesome!!! So insane who would have thought that’s possible? So glad I came across the Michigan Title Loans website to learn this! Thank you!

- Violet Burr

Detroit Title Loans

Car title loans are one of the fastest and most simple ways of getting the cash you need in under 24 hours, no matter how poor your credit score is. Instead of using your financial history, our team uses the value of your vehicle and your current ability to repay the loan as qualification indicators. The size of your loan is determined by how much money you need, the value of your vehicle, and your monthly income and expenses. Our goal is to secure as much money as possible for you through a loan that is tailored to maximize convenience and comfort around your budget and lifestyle.

Title Loan Use Cases

We will approve you for a title loan no matter why you need the extra cash. There are multiple reasons to get a loan and we do not use your reasoning as a basis on whether to approve you or not. Here are some of the most common ways our customers use their extra funding.

  • Unexpected expenses
  • Tuition
  • Medical bills
  • Groceries
  • Fuel
  • Utility costs
  • Traveling

Common Questions

We are here to help clear up any questions or concerns that you have about title loans. We want to ensure that you are as comfortable with your loan as possible. Please give us a call if you need help with anything and our customer service representatives can assist you in every way possible. Below are some of the most common questions that we are asked.

Is This Process Online?

Yes, our title loan application and approval process is 100% online. This ensures the highest amount of convenience for our customers and makes the process of securing your financing much faster. You can apply, get approved, and receive the cash without ever having to leave the comfort of your home. When you apply, you will be pre-approved within 15 minutes and the deposit will go through in under 24 hours.

Do I Keep My Vehicle?

Yes, we do not hold onto your vehicle while you are making loan payments. You can drive your vehicle just like normal while paying off your loan. Instead, we just hold onto your vehicle’s title until the loan is paid in full. Once paid off, we will return the title immediately.

How Much Can I Get?

The amount of your loan will depend on the value of your vehicle, how much you need, and your ability to meet the loan payments on time. The maximum that we lend is $50,000 and we usually don’t accept applications for vehicles older than 1999. Although, we do make some exceptions so it is always worth giving us a call.

Contact Us Today

We will approve you for a loan no matter how poor your credit score is. Give us a call or fill out our online application form today to see how much you qualify for within 15 minutes. We would be happy to help you take back control of your finances.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a secured loan that uses your vehicle’s value to back the loan. Instead of using your personal financial history, your eligibility will be based on your car’s current market value. Our loan officers will assess the make, model, mileage, year, and condition of your car to determine how much you qualify for. You get to keep your vehicle and drive it just like normal while making payments on your loan. The only thing we take it your title until the loan is completely paid off.

  • How fast can I receive a loan?

    Our customers are able to receive a loan in as little as 24 hours. When you apply today, you can get preapproved in as little as 15 minutes. To speed this process up, you can gather all of the required documents needed to complete the application process. This will cut down on your processing time and get you the money you need faster.

  • How do you qualify for a loan?

    With a car title loan, your eligibility is based on your vehicle’s value and not your personal financial history. You can get an estimate on how much you qualify for when you fill out our online form or give us a call. Additional requirements include:

    • Must be at least 18 years old
    • Must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • Must own the vehicle and the title is lien-free
    • Must have the vehicle’s title or pink slip
  • What if I have no credit?

    Whether you have poor credit or no credit, we can secure the funding you need through a convenient and reliable auto title loan. This allows you to use the value of your car to determine your eligibility rather than your financial history. Give us a call today to find out how much you qualify for within minutes.

  • How much can I get?

    The amount of your loan will depend on the value of your vehicle. This is determined by assessing your vehicle’s make, model, mileage, age, and condition. Simply put, if your vehicle is worth $14,000, you can get up to $14,000 from your loan. Our customers have been able to get as much as $50,000 through a car title loan! Vehicles newer than 1999 have a higher chance of being eligible for higher loan amounts. Although, if you have a vintage car that has been kept clean, you could potentially be eligible for much more.

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