Cedar Springs, MI 49319

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Cedar Springs, MI 49319

Address: Cedar Springs, MI, 49319
Phone number: (616) 271-7727
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
Car
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2
Your
Info
3
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  • Free and fast estimate process
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

They Are Here To Help!

I really like it that no matter when I need money or where I am, I can contact Michigan Title Loans through the internet and request a fast loan. They always get back to me asap.

- Damaso Elwood
Good Experience!

I had such a good experience at Michigan Title Loans. They went the extra mile to qualify me for a bad credit loan.

- Jaimie Radclyffe
It Was Awesome!

I used my boat to get a loan and it was awesome!!! So insane who would have thought that’s possible? So glad I came across the Michigan Title Loans website to learn this! Thank you!

- Violet Burr

Cedar Springs Title Loans

If you are facing an unexpected financial obligation, don’t get caught off guard by the long and dreadful process of dealing with a traditional bank or credit union. These lenders will take days to approve you, will make you go through piles of paperwork, and could take weeks to finally deposit the funds into your account. Instead, choose Michigan Title Loans as your trusted lender. Our loan process is fast, simple, and stress-free so that you can take back control of your finances without having to worry about getting the right loan.

All of our loans are completely customized to fit your lifestyle and budget. This ensures funding with payment plans and loan terms that are as convenient and comfortable for you as possible. When you apply, you will be pre-approved within 15 minutes. Once approved, you will receive the money via a direct deposit into your checking or savings account in under 24 hours. Don’t waste your time at another lender, apply for a title loan through us today!

What Are Title Loans?

A title loan is a loan that uses your vehicle’s value as collateral. This is the perfect loan for those who need fast cash but also have a poor credit score. Instead of looking at your financial history, we look at your current ability to repay the loan as an indicator as to whether or not to approve you for a loan.

We offer title loans to any kind of vehicle including cars, trucks, motorcycles, RVs, and more. You will still be able to drive your vehicle while making loan payments as long as it has insurance. The only thing we hold onto is the vehicle’s title until the loan is paid in full.

Frequently Asked Questions

Our team of financial experts has been providing custom lending solutions to the Cedar Springs area for years. This team offers 24/7 support to anyone in need of fast cash, no matter how bad their financial history is. If you have any questions, please don’t hesitate to give us a call. We would love to help you. Below are some of the most common questions that we are asked about title loans.

Is This All Online?

Yes, our title loan application and approval process is 100% online. This means you can apply, get approved, and receive the cash without ever having to leave your home. Just fill out our application form, get preapproved for a loan amount within 15 minutes, and our team will customize a loan for you and have the cash in your account in under 24 hours.

What If I Have Poor Credit?

It doesn’t matter if you have a terrible financial history. We do not look at your credit score as an indicator as to whether or not to approve you for a loan. Instead, we assess your current ability to repay the loan as well as your vehicle’s value. Our loans are actually the perfect tool for building your credit if you have a poor credit score. This will help increase your financing option in the future.

How Much Money Will I Get?

Cedar Springs residents have access to up to $50,000 depending on the market value of their vehicle and their ability to repay the loan. To determine the value of your vehicle, our team looks at the make, model, condition, age, and mileage. We tend to not approve vehicles older than 1999 but there are always exceptions.

Give Us A Call

If you are in need of fast cash through a loan that is tailored to your individual wants and needs, give us a call today or fill out our online application form. When you apply, you will be approved for a loan amount within minutes and have the cash in your account in under 24 hours. Our loans are customized to offer affordable payments, low rates, and flexible terms. This allows you to take back control of your finances without stressing about your loan. Apply today!

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a secured loan that uses your vehicle’s value to back the loan. Instead of using your personal financial history, your eligibility will be based on your car’s current market value. Our loan officers will assess the make, model, mileage, year, and condition of your car to determine how much you qualify for. You get to keep your vehicle and drive it just like normal while making payments on your loan. The only thing we take it your title until the loan is completely paid off.

  • How fast can I receive a loan?

    Our customers are able to receive a loan in as little as 24 hours. When you apply today, you can get preapproved in as little as 15 minutes. To speed this process up, you can gather all of the required documents needed to complete the application process. This will cut down on your processing time and get you the money you need faster.

  • How do you qualify for a loan?

    With a car title loan, your eligibility is based on your vehicle’s value and not your personal financial history. You can get an estimate on how much you qualify for when you fill out our online form or give us a call. Additional requirements include:

    • Must be at least 18 years old
    • Must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • Must own the vehicle and the title is lien-free
    • Must have the vehicle’s title or pink slip
  • What if I have no credit?

    Whether you have poor credit or no credit, we can secure the funding you need through a convenient and reliable auto title loan. This allows you to use the value of your car to determine your eligibility rather than your financial history. Give us a call today to find out how much you qualify for within minutes.

  • How much can I get?

    The amount of your loan will depend on the value of your vehicle. This is determined by assessing your vehicle’s make, model, mileage, age, and condition. Simply put, if your vehicle is worth $14,000, you can get up to $14,000 from your loan. Our customers have been able to get as much as $50,000 through a car title loan! Vehicles newer than 1999 have a higher chance of being eligible for higher loan amounts. Although, if you have a vintage car that has been kept clean, you could potentially be eligible for much more.

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